In British Columbia, probate involves two separate charges: a court filing fee, and a probate fee under the Probate Fee Act. The probate fee is $6 for every $1,000 (or part of $1,000) of estate value above $25,000 up to $50,000, and $14 for every $1,000 (or part) above $50,000. It is calculated on the value of the estate that passes to the personal representative, not on everything a person owned.
This guide explains how the fee is calculated, which assets count toward the value of the estate, when a grant is and is not needed, what happens if a value turns out to be wrong, and which common planning approaches can reduce probate fees, together with the risks of each. It is written for executors, family members and people planning their own estates.
Key takeaways
- A court filing fee and the probate fee under the Probate Fee Act are two separate charges, so an estate over $25,000 may owe both.
- No probate fee is payable under the Act if the value of the estate does not exceed $25,000.
- The fee is based on the gross value of the property that passes to the personal representative: BC real property and tangible personal property, plus (for someone ordinarily resident in BC) intangible property anywhere in the world.
- Joint title, beneficiary designations, trusts and gifts can keep an asset out of the fee base only if they are valid and genuinely effective. Courts look closely at what the deceased actually intended.
- If a value or asset was missed, the Rules require a prompt correction and payment of the fees that result.
Two separate charges: the filing fee and the probate fee
People often quote “probate fees” as one number, but there are two charges. The first is a court filing fee for the estate grant application: $200 where the estate exceeds $25,000, under Appendix C, Schedule 1, Item 1 of the Supreme Court Civil Rules, BC Reg 168/2009. No fee is payable under that item if the estate does not exceed $25,000. The second is the probate fee under the Probate Fee Act, SBC 1999, c 4, which is paid on the value of the estate. Other filing or electronic-transmission charges may also apply, and fee schedules change, so confirm the current amounts with the court registry or a lawyer before you file.
The personal representative (the executor or administrator) is responsible for the probate fee in that representative capacity rather than personally: Probate Fee Act, s 2(1).
The probate fee rates, with worked examples
Under section 2 of the Act, no probate fee is payable if the value of the estate does not exceed $25,000. Above that, the fee is:
- $6 for every $1,000 or part of $1,000 by which the value of the estate exceeds $25,000 but is not more than $50,000, plus
- $14 for every $1,000 or part of $1,000 by which the value of the estate exceeds $50,000.
The table applies those rates to round estate values. It shows the probate fee only; it does not include the $200 filing fee or other charges.
| Estate value | Probate fee under the Act | How it is calculated |
|---|
| $25,000 or less | $0 | No fee payable |
| $50,000 | $150 | 25 × $6 |
| $100,000 | $850 | $150 + (50 × $14) |
| $500,000 | $6,450 | $150 + (450 × $14) |
| $1,000,000 | $13,450 | $150 + (950 × $14) |
Because the Act charges for “every $1,000 or part of $1,000”, an estate valued at $100,500 is charged as though the extra $500 were a full $1,000, which gives $864. These figures only illustrate the arithmetic. The amount that applies to a particular estate depends on how its value is established.
What counts as the value of the estate
Section 1 of the Act defines the “value of the estate” as the gross value, as stated in a Statement of Assets, Liabilities and Distribution filed with the application, of the real and tangible personal property of the deceased situated in British Columbia and, if the deceased was ordinarily resident in British Columbia immediately before death, the intangible personal property of the deceased, wherever situated, that passes to the personal representative at the date of death. Several questions come up repeatedly.
- Real property and belongings in BC. These are included if they belonged to the deceased and pass to the personal representative. Form P10 asks for the property’s market value, the deceased’s fractional interest where relevant, and secured debts registered against it.
- Real and tangible property outside BC. The Act’s fee base is limited to such property situated in BC. Form P10 has a separate exhibit for property outside BC, but listing it there does not by itself make it part of the fee base.
- Intangible property such as bank accounts and securities. For a person ordinarily resident in BC, intangible property anywhere in the world is within the definition if it passes to the personal representative. For someone who was not, the definition is narrower. Where an intangible asset is “situated” can turn on common-law rules: in Re: The Estate of Bessie Bloom, deceased, 2004 BCSC 70 (para 41), the court applied common-law situs principles and excluded shares and most bonds whose relevant records were held in Toronto.
- Joint property with a right of survivorship. Property that validly passes to the surviving joint owner rather than to the personal representative is generally outside the fee base. But legal title does not settle beneficial ownership. If the survivor holds the deceased’s share on a resulting trust for the estate, that interest can still be estate property (see Kyle Estate v Kyle, 2017 BCCA 329, below).
- Registered plans and other benefit plans with a named beneficiary. The Wills, Estates and Succession Act, SBC 2009, c 13 (WESA) provides that a benefit payable to a designated beneficiary under a benefit plan generally does not form part of the participant’s estate (ss 85 and 95). Whether the designation is valid matters, and the benefit-plan provisions do not apply to insurance contracts (s 84(3)).
- Debts and mortgages. The Act refers to “gross value”. Form P10 requires disclosure of liabilities that charge or encumber property, such as a mortgage registered against a house, and totals the assets less those secured debts. It does not show a general deduction for unsecured debts or ordinary estate liabilities. Because the treatment of liabilities can affect the fee, confirm how your estate’s assets and debts should be presented before swearing the affidavit.
Valuation date and evidence. The Act does not itself set out a general valuation date. In Bouma Estate (Re), 2018 BCSC 1466 (para 8), the court accepted a qualified appraiser’s evidence of market value at the date of death instead of an earlier assessment notice that proved too low. An assessment notice can be relevant evidence, but it is not necessarily the market value at the date of death.
When probate is and is not needed in BC
No general rule requires every will to be probated simply because a will exists. The practical question is whether estate property has to be collected, transferred or otherwise administered in a situation where a grant is needed as proof of authority. A grant gives the personal representative exclusive authority to administer the estate, or the part of it the grant covers: WESA, s 136. An applicant must also make a diligent search for the deceased’s property and liabilities and give the disclosure the Rules require: WESA, s 122(1).
- Land. Under the Land Title Act, RSBC 1996, c 250, registering a transmission of solely owned land generally requires the certified grant and the related estate disclosure document (s 266). For land held in joint tenancy, s 269 allows either a certified grant or a death certificate. The Act also contains a separate route involving a qualifying WESA court order (s 266.1).
- Banks and other institutions. A grant is often required as a matter of institutional practice rather than statute. In Collins Estate (Re), 2016 BCSC 2697, a bank refused to release funds without probate. The court held the bank was within its rights to require probate in those circumstances (para 8), while noting the bank’s policy of releasing smaller amounts in less uncertain situations (para 5). That result is case-specific, so check each institution’s requirements.
- No application, no fee. In Mordo v. Nitting et al, 2006 BCSC 1761 (para 383), the court said the Crown is not entitled to probate fees unless assets pass through an estate and an application for probate or administration is granted. That addresses the Crown’s fee entitlement; it does not mean an institution must release property without a grant.
For more on related topics, see our articles on how long probate has taken in Canada and estate distribution in British Columbia.
The forms: notice, affidavit and statement of assets
Under Rule 25-2 of the Supreme Court Civil Rules, a proposed applicant delivers Form P1 (Notice of Proposed Application in Relation to Estate) and related materials to the required persons and waits at least 21 days before applying. Rule 25-3 then requires the applicant to file a submission in Form P2, the prescribed affidavits, including an affidavit of delivery (Form P9), and an affidavit of assets and liabilities: Form P10 for a domiciled estate or, where permitted, Form P11 for a non-domiciled estate.
Form P10 exhibits the Statement of Assets, Liabilities and Distribution. It requires the applicant to state the value of the property passing to the applicant as personal representative and the liabilities that charge or encumber it. Under Rule 25-4(1), the registrar issues the grant only after the required affidavit has been filed and all applicable fees, including probate fees, have been paid.
If the value is wrong: corrections and consequences
Rule 25-3(9) requires an applicant who finds, before or after a grant is issued, that an asset or liability was left out, or that information in the affidavit is incorrect or incomplete, to promptly file a supplemental affidavit (Form P14, or Form P15 for a non-domiciled estate) and pay all fees payable, including probate fees. Section 2(4) of the Probate Fee Act similarly addresses an omitted asset or a revised value discovered after a grant or resealing.
Bouma Estate shows how this works in practice. After a formal appraisal showed the date-of-death value was higher than first reported, the court declared the value and directed the registry to process the supplemental affidavit and assess the additional fee, which was $1,451.80 in that case (paras 4, 9–10).
In Bray Estate, 2008 BCSC 205 (para 23), the court held that a registrar could not routinely add a requirement to disclose how a value was reached, while acknowledging that the system is open to deliberately low declarations. That is not permission to undervalue: the current Rules require the applicant to state the value and to correct information that proves incorrect or incomplete. Our research found no separate automatic percentage penalty in the Act; the stated consequence is disclosure and payment of the additional fee. That does not address consequences that could arise under other law for a knowingly false sworn statement.
Lawful ways to reduce probate fees, and their risks
These approaches reduce probate fees only to the extent that they genuinely remove property from the fee-bearing estate or avoid the need for a grant for that property. None replaces the need to establish ownership, meet statutory requirements and consider other claims against the estate, and each can have tax and family consequences. This is general information, not a recommendation.
Joint ownership with a right of survivorship
A completed joint tenancy or joint account with an effective gift of survivorship may keep property from passing through the estate. But a survivor’s name on title or on an account is not conclusive. In Kyle Estate v Kyle, 2017 BCCA 329 (para 23), the Court of Appeal explained that where assets are advanced without consideration, the law presumes a resulting trust in favour of the donor or, after death, the estate, and the survivor must prove that an outright and immediate gift was intended. In Williams v Williams Estate, 2018 BCSC 711 (paras 121, 124, 155), the court found the particular accounts were intended to pass to the sons by survivorship. The lesson is to document the intended ownership and the survivorship gift rather than assume that joint registration is enough.
Beneficiary designations on registered plans
WESA allows a participant to designate a beneficiary of a benefit plan, subject to formalities: the designation must be written and signed, and a designation in a will is effective only if it expressly relates to a benefit plan (ss 85, 95). A valid designation can keep a qualifying benefit outside the estate. If no designated beneficiary survives and the designation makes no provision for that event, WESA provides for payment to the personal representative (s 91(c)). Designations can also be disputed: in Neufeld v Neufeld, 2004 BCSC 25 (para 78), a pre-WESA decision, the court found that an RRIF designation had been made to reduce probate fees and taxes, not to give the named person the proceeds to the exclusion of the estate’s other beneficiary.
Alter ego and joint partner trusts
The Court of Appeal has described alter ego trusts as estate-planning tools that can be used to minimize or eliminate probate fees: Mawdsley v Meshen, 2012 BCCA 91 (para 2). The trust must be validly created and the assets must actually be transferred to it. In Chan v. Chan, 2026 BCSC 465, the court held that a joint partner trust had received a valid lifetime transfer of the property and that no probate grant was required to deal with it. In Larochelle v Soucie Estate, 2019 BCSC 1329 (paras 177, 343), the court applied the three certainties required for a valid trust and found the particular trust valid. These cases do not make every document labelled a trust effective: trust intention, identifiable trust property, valid transfer and capacity can all be contested, and trusts raise tax and administration questions of their own.
Gifts during life
A completed lifetime gift can reduce the estate because the gifted asset no longer passes to the personal representative, but the donor genuinely gives up ownership and control. A transfer that leaves beneficial ownership with the donor may be treated as a resulting trust and remain estate property (Kyle, para 23). Transfers can also face creditor challenges: Mawdsley (para 7) says intent to defeat creditors or others must be proved as a fact, but it should not be read as protecting a transfer made with that intent.
Multiple wills and private-company shares
A primary and secondary will structure may allow a grant to be sought for the primary will while assets under a secondary will stay outside that grant, if those assets can in fact be transferred or realized without probate. In Berkner (Estate), 2017 BCSC 619 (para 20), the court granted probate of the primary will alone, relying on WESA s 136, but said the probate fee question was not before it and did not decide whether probate was needed to transfer the private-company shares. Whether a secondary will saves fees therefore depends on the company’s governing documents and transfer requirements, and the wills need to be coordinated carefully.
Practical points for executors
- Sort assets by how they pass. List what passes to the personal representative, what passes outside the estate (for example by survivorship or a valid designation) and what is outside BC, and keep the supporting documents.
- Value with evidence. For real property, a date-of-death appraisal is stronger evidence than an assessment notice, as Bouma Estate illustrates.
- Ask each institution what it requires. Banks, investment firms and registries set their own requirements.
- Correct problems promptly. If an asset or a value turns out to be wrong, Rule 25-3(9) requires a prompt supplemental affidavit and payment.
- Get advice before filing if the estate is complex, for example with out-of-province assets, trusts, or disputed joint accounts.
Official sources: the Probate Fee Act, the Wills, Estates and Succession Act and the Supreme Court Civil Rules are published on BC Laws.
Frequently Asked Questions
How much are probate fees in BC?
No probate fee is payable under the Probate Fee Act if the estate is worth $25,000 or less. Above that, the fee is $6 for every $1,000 or part of $1,000 between $25,000 and $50,000, and $14 for every $1,000 or part of $1,000 above $50,000. A separate $200 court filing fee applies where the estate exceeds $25,000.
Is the $200 fee part of the probate fee?
No. The $200 amount is a court filing fee under the Supreme Court Civil Rules. The probate fee is a separate charge under the Probate Fee Act, so an estate over $25,000 may owe both.
Who pays the probate fee?
The personal representative is responsible for the fee in that representative capacity rather than personally (Probate Fee Act, s 2(1)).
Is probate always required in BC?
No. There is no general rule that every will must be probated. Whether a grant is needed depends on the assets and on who must act on them. Land held in a sole name generally needs a certified grant to register a transmission, while institutions set their own requirements.
Do banks require probate?
Often, as a matter of their own policy rather than statute. In Collins Estate (Re), 2016 BCSC 2697, the court held that a bank was within its rights to require probate in the circumstances of that case. Ask the institution what it requires.
Do I pay probate fees on a house that has a mortgage?
The Act refers to the gross value of the estate, and Form P10 requires you to disclose liabilities that encumber property, such as a registered mortgage, and totals assets less secured debts. Unsecured debts are not shown as a general deduction. Confirm how your estate should be presented before you file.
Do assets outside British Columbia count?
The fee base covers real and tangible personal property situated in BC and, for a person ordinarily resident in BC, intangible personal property wherever situated. Real and tangible property outside BC is disclosed on a separate exhibit but does not by itself enter the fee base.
Does joint ownership avoid probate fees?
Not automatically. Property that validly passes by survivorship can fall outside the estate, but in Kyle Estate v Kyle, 2017 BCCA 329, the Court of Appeal confirmed that a presumption of resulting trust can apply, and the survivor may have to prove that a gift was intended.
Are registered plans with a named beneficiary included in the estate?
Generally not. WESA provides that a benefit payable to a designated beneficiary under a benefit plan does not form part of the participant’s estate, if the designation is valid. These provisions do not apply to insurance contracts.
Can an alter ego or joint partner trust reduce probate fees?
It can in some situations, and BC courts have recognized such trusts as estate-planning tools. The trust must be validly created and the assets actually transferred to it, and trusts have tax and administration consequences. Get advice before relying on one.
What happens if I find another asset after the grant is issued?
Rule 25-3(9) requires you to promptly file a supplemental affidavit (Form P14, or Form P15 for a non-domiciled estate) and pay all fees payable, including probate fees. Section 2(4) of the Probate Fee Act also addresses omitted assets and revised values.
Is there a penalty for undervaluing an estate?
The Probate Fee Act itself states the consequence as disclosure and payment of the additional fee, and our research found no automatic percentage penalty in the Act. Other law could apply to a knowingly false sworn statement, so values should be supported by evidence such as appraisals.
Book a Consultation
If you are an executor or are planning your estate in British Columbia, Pax Law Corporation is a general practice with offices in North Vancouver and Toronto. You can book a consultation with either office to discuss your situation.
This article is for general information only and is not legal advice. Probate fees, court fees, forms and the law change, and every estate is different. Speak with a lawyer about your own circumstances before acting.
This article is for general information only and is not legal advice. The law can change and every case is different. Reading it does not create a lawyer–client relationship. For advice about your own situation, please book a consultation with a lawyer.
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