kule bhulogi sihlola mayelana Nezinzuzo Ezihlangene Zabantu Abadala ku Canada, ikakhulukazi i-Post-50 Life. Njengoba abantu bewela umkhawulo weminyaka engu-50, bazithola besezweni elinikeza izinzuzo eziningi ezenzelwe ukuqinisekisa ukuthi iminyaka yabo emihle iphila ngesizotha, ukuvikeleka, nokuzibandakanya. Le ndatshana ihlola izinzuzo ezibanzi ezinikezwa abadala eCanada, igqamisa ukuthi lezi zinyathelo zisiza kanjani ukuphila okwanelisayo, okuvikelekile, kanye nenempilo yabantu abadala.

Ukunakekelwa Kwezempilo: Itshe Legumbi Lenhlalakahle Enkulu

Uhlelo lokunakekelwa kwezempilo lwaseCanada luyinsika yezinsizakalo zalo zezenhlalakahle, oluhlinzeka ngokuhlinzekwa kwendawo yonke kuzo zonke izakhamuzi zaseCanada kanye nezakhamuzi ezihlala unomphela. Kwabadala, le sistimu inikeza ukufinyeleleka okuthuthukisiwe kanye nezinsizakalo ezengeziwe, eziqaphela izidingo ezithile zezempilo eziza nobudala. Ngaphandle kokunakekelwa kwezempilo kwendawo yonke, abantu abadala bayazuza ezinsizeni zezempilo ezengeziwe ezifana nokufinyelela okufinyelelekayo emithini kadokotela, ukunakekelwa kwamazinyo, nokunakekelwa kombono ngezinhlelo ezifana ne-Ontario Seniors Dental Care Programme kanye ne-Alberta Seniors Benefit. Lezi zinhlelo zinciphisa kakhulu umthwalo wezezimali wezindleko zokunakekelwa kwezempilo, ziqinisekisa ukuthi abantu abadala bangakwazi ukufinyelela ukunakekelwa abakudingayo ngaphandle kwengcindezi yezindleko ezinkulu.

Ukuvikeleka Kwezezimali Emhlalaphansi

Ukuzulazula ukuzinza kwezezimali ngesikhathi sokuthatha umhlalaphansi kuwukukhathazeka kwabaningi. I-Canada ibhekana ngqo nale nselelo ngohlelo oluphelele lwezinhlelo zempesheni kanye nesengezo semali engenayo. I-Canada Pension Plan (CPP) kanye Nohlelo Lwempesheni YaseQuebec (QPP) luhlinzeka ngengeniso eqhubekayo kwabathatha umhlalaphansi, ebonisa iminikelo yabo phakathi neminyaka yabo yokusebenza. Uhlelo lwe-Old Age Security (OAS) lunezela lokhu, luhlinzeka ngosekelo lwezezimali olwengeziwe kulabo abaneminyaka engama-65 nangaphezulu. Kulabo abanemali ephansi, i-Guaranteed Income Supplement (GIS) inikeza olunye usizo, iqinisekisa ukuthi wonke umuntu omdala uyakwazi ukufinyelela ezingeni eliyisisekelo lemali engenayo. Lezi zinhlelo ngokuhlangene zihlanganisa ukuzibophezela kweCanada ekuvimbeleni ubumpofu obuphezulu kanye nokukhuthaza ukuzimela ngokwezimali kubantu abadala.

Intellectual and Social Engagement

Ukubaluleka kokuhlala uhlakaniphe nokuxhumana kubhalwe kahle, ikakhulukazi ezigabeni zempilo yakamuva. I-Canada inikeza inqwaba yamathuba okuba abantu abadala baqhubeke nokufunda, ukuvolontiya, nokubamba iqhaza emisebenzini yomphakathi. Izikhungo zemfundo eziningi ezweni lonke zihlinzeka ngezifundo zamahhala noma ezinesaphulelo kubantu abadala, ezikhuthaza ukufunda impilo yonke. Izikhungo zomphakathi nemitapo yolwazi ibamba izinhlelo eziqondene nabadala, kusukela ezinkundleni zokucobelelana ngolwazi zobuchwepheshe kuya kumakilasi okuqina, ezikhuthaza kokubili inhlalakahle engokwengqondo nengokomzimba. Amathuba okuzithandela maningi, avumela abadala ukuba banikele ngamakhono abo nolwazi lwabo ezindabeni ezinengqondo. Lezi zindlela zokuxoxisana ziqinisekisa ukuthi abantu abadala bahlala bexhumene nemiphakathi yabo, balwa nokuhlukaniswa futhi bathuthukisa umuzwa wenhloso.

Izinzuzo Zentela Nezaphulelo Zabathengi

Ukuze kuqhutshekwe nokweseka inhlalakahle yezezimali yabantu abadala, i-Canada inikeza izinzuzo ezithile zentela ezihloselwe ukunciphisa umthwalo wentela kwasebekhulile. Ikhredithi Yentela Yenani Lobudala kanye Nekhredithi Yemali Engenayo Yempesheni yizibonelo eziphawulekayo, ezinikeza izimali ezibanjwayo ezingehlisa kakhulu inani lentela ekhokhwayo. Ukwengeza, abantu abadala eCanada bavame ukujabulela izaphulelo ezindaweni ezihlukahlukene, okuhlanganisa izinto zokuhamba zomphakathi, izikhungo zamasiko, nezitolo zezitolo. Lezi zinzuzo zezezimali kanye nezinzuzo zabathengi zenza ukuphila kwansuku zonke kufinyeleleke kakhudlwana kubantu abadala, okubavumela ukuba bajabulele izinga eliphezulu lokuphila ngemali engenayo engashintshi.

Izinkonzo Zezindlu kanye Nokweseka Umphakathi

Iqaphela izidingo zezindlu ezihlukahlukene zabantu asebekhulile, iCanada inikeza izinketho ezihlukahlukene zezindlu nezinkonzo zokusekela eziklanyelwe asebekhulile. Kusukela ezikhungweni zokuhlala ezisizwayo ezinikeza ibhalansi phakathi kokuzimela nokunakekelwa, ukuya ezindlini zokunakekela zesikhathi eside ezihlinzeka ngosizo lwezokwelapha ubusuku nemini, abantu abadala banokufinyelela uhla lwezinhlelo zokuhlala ezihambisana namazinga abo ezempilo kanye nokuhamba. Izinsizakalo ezisekela umphakathi zidlala indima ebalulekile ekwenzeni abadala bakwazi ukugcina ukuzimela kanye nezinga lempilo yabo. Izinhlelo ezifana ne-Meals on Wheels, izinsiza zokuthutha abantu abadala, nosizo lokunakekelwa kwasekhaya ziqinisekisa ukuthi abantu abadala bangaqhubeka behlala ezindlini zabo ngokuphepha nangokunethezeka.

Amathuba Ezamasiko Nezokungcebeleka

Indawo yaseCanada inikeza amathuba angapheli emisebenzi yamasiko neyokuzijabulisa enothisa izimpilo zabantu abadala. Amapaki kazwelonke, amamnyuziyamu, namagalari obuciko ngokuvamile ahlinzeka ngezaphulelo eziphezulu, okukhuthaza ukuhlolwa kobuhle bemvelo base-Canada namagugu amasiko. Imiphakathi yasendaweni ibamba imicimbi namafestivali abungaza ukuhlukahluka kwezwe, enikeza abantu abadala ithuba lokuzwa amasiko namasiko amasha. Le misebenzi ayihlinzeki nje ngokuzijabulisa kodwa futhi ivuselela ukusebenzelana kwengqondo nokusebenzelana komphakathi, okunikela enhlalakahleni yonke yabadala.

Inqubomgomo kanye Nokumela Amalungelo Abadala

Indlela yaseCanada kwezenhlalakahle yabantu abadala isekelwa izinhlaka zenqubomgomo eziqinile kanye nemizamo esebenzayo yokumela. Izinhlangano ezifana noMkhandlu Kazwelonke Wabadala kanye ne-CARP (ngaphambilini eyayaziwa ngokuthi i-Canadian Association of Retired Persons) zisebenza ngokuzikhandla ukuze zimelele amalungelo nezintshisekelo zabantu abadala, ziqinisekisa ukuthi amazwi abo ayazwakala ezinqubweni zokwenza inqubomgomo. Le mizamo yokukhulumela iye yaholela ekuthuthukisweni okuphawulekayo ekunakekelweni kwabantu abadala, ukufinyelela ekunakekelweni kwezempilo, kanye nezinhlelo zokusekela ngezezimali, okubonisa ukuzibophezela okuthuthukayo kweCanada kubantu bayo asebekhulile.

Izinzuzo ezitholakala kubantu abangaphezu kweminyaka engama-50 eCanada zibanzi futhi ziningi, zibonisa inhlonipho ejulile ngabantu asebekhulile nokuqonda izidingo zabo eziyingqayizivele. Kusukela ekunakekelweni kwezempilo nokwesekwa kwezezimali kuye emathubeni okuxoxisana nokufunda, izinqubomgomo nezinhlelo zaseCanada zenzelwe ukuqinisekisa ukuthi abantu abadala abaphili ngokunethezeka kuphela kodwa futhi bayaqhubeka nokuchuma. Njengoba abantu abadala bezulazula eminyakeni yabo yangemva kweminyaka engama-50 eCanada, benza kanjalo benesiqinisekiso sokuthi basekelwa umphakathi owazisa inhlalakahle yabo kanye neminikelo yabo. Lesi simo esisekelayo senza i-Canada ibe enye yezindawo ezifiseleka kakhulu emhlabeni ukuze abantu ngabanye bachithe iminyaka yabo yobudala, benganikezi nje kuphela ukuphepha kodwa nesisekelo sempilo ejabulisayo, esebenzayo, nehileleke kamuva.

I-Pax Law ingakusiza!

Abameli bethu kanye nabeluleki bethu bazimisele, bakulungele, futhi bayakwazi ukukusiza. Sicela uvakashele wethu ikhasi lokubhukha i-aphoyintimenti ukwenza i-aphoyintimenti nomunye wabameli bethu noma ama-consultants; okunye, ungashayela amahhovisi ethu ku + 1-604-767-9529.


0 Amazwana

shiya impendulo

I-avatar yesimeli

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe *

Le sayithi isebenzisa i-Akismet ukunciphisa ugaxekile. Funda ukuthi idatha yakho yokuphawula isetshenziswa kanjani.