ziviso
Kutenga kana kutengesa chivakwa isarudzo yakakosha yemari ine zvinogara kwenguva refu. Izvo zvakakosha kuti uzvishongedze neruzivo rwakakodzera kuchengetedza zvaunofarira uye kuona mhedzisiro yakanaka kwauri nemhuri yako. Gwaro iri rinobatanidza nekutsanangura ruzivo rwakakosha pakutenga nekutengesa dzimba, richitarisa kudzivirira kwevatengi, hurongwa hwemutemo, uye rubatsiro rwemari rwunowanikwa British-Columbia.
Kutenga Imba
Kugadzirira uye Dziviriro
- Consumer Protection uye Zvishandiso: Nzwisisa kodzero dzako nedziviriro dziripo, kusanganisira iyo New Home Warranty uye Property Transfer Mutero.
- Pre-sale Contracts: Zvijaidze njodzi dzine chekuita nekutenga kondomu nemataundishipi asati avakwa.
- Home Inspectors: MuBritish Columbia, kuhaya muongorori wemba ane rezinesi zvinosungirwa uye zvakakosha pakuona zvingangoitika nepfuma.
- Kurenda Kwekugara Kwenguva refu: Ziva zvinorehwa uye zvinokonzeresa zvekugara kwenguva refu zvivakwa, izvo zvisingatungamirirwe neyakajairwa pekugara kana strata zvivakwa mutemo.
Rubatsiro rweMari uye Zviwanikwa
- Vatengi Vepamba Pekutanga: Ongorora zvirongwa zvehurumende zvinopa kiredhiti yemutero, kusasununguka, uye inishuwarenzi yechikwereti chechikwereti kubatsira vatengi vekutanga.
- Kunzwisisa Mortgages: Wana ruzivo rwekuwana mari yekutenga imba yako, kusanganisira kukosha kwekubhadhara pasi uye basa reinishuwarenzi yemondi.
Kutengesa Imba
Mazano Akakosha
- Capital Gains Tax: Dzidza nezve kuregererwa kunowanikwa paunenge uchitengesa pekugara pekutanga.
- Real Estate Professional Fees: Nzwisisa mari inogona kuwanikwa mukutengesa chivakwa chako uye kuti makomisheni anoshanda sei.
Mitengo uye Kuziva Kwemusika
- Property Values: Kuongorora kukosha kwenzvimbo yako nenzira kwayo kunogona kukubatsira iwe kuseta mutengo unokwikwidza uye wakaenzana.
- Market Trends: Gara uchiziva nezve real estate musika mafambiro munharaunda yako kuti upedze kutengesa kwako zvinobudirira.
Kutenga uye Kutengesa Strata Zvivakwa
Strata Living
- Kunzwisisa Strata: Dzidza nezve mabasa uye mutengo wekugara munzvimbo yestrata, kusanganisira mitemo, mubhadharo, uye hutongi.
- Kuzivisa: Vatengesi vanofanirwa kuburitsa ruzivo rwakanangana nezvekupaka uye kugovaniswa kwekuchengetedza mu strata zvivakwa.
Mari uye Budgeting
- Bhajeti yeKuwedzera Mari: Gadzirira mari yepamutemo, mari yekuongorora, kuongorora midziyo, mitero, uye inishuwarenzi.
- Kuwana Kutenderwa Kwekare kune Mortgage: Nzwisisa kukosha kwekubvumidzwa kwemortgage uye zvinhu zvinotariswa nevakweretesi.
Nzvimbo uye Zvivakwa Zvemhando
Kusarudza Nzvimbo Yakakodzera
- Tsvagiridzo yemunharaunda: Funga zvinhu zvakaita sekufambisa, masevhisi enharaunda, zvikoro, uye neruzhinji vibe munharaunda.
- Mhando dzePfuma Sarudza pakati pemhando dzakasiyana dzevaridzi vezvivakwa, senge freehold, leasehold, strata, uye cooperative.
Kupedzisa Kutenga kana Kutengesa
Zvemutemo Nezvemari
- Kumiririrwa Kwemutemo: Kuhaya gweta kana notary public kwakakosha pakufambisa zviri pamutemo zvekutengesa zvivakwa.
- Kuvhara Mari: Iva wakagadzirira mari ine chekuita nekuvhara kutengeswa, kusanganisira zvigadziriso, mutero wekutamisa nzvimbo, uye mari yepamutemo.
FAQs
Sei zvakakosha kunzwisisa mutsauko uripo pakati peChibvumirano chekumiririra uye Enduring Power of Attorney pakubata nemidziyo?
Kunzwisisa magwaro emutemo aya kwakakosha nekuti vanopa kodzero uye mabasa akasiyana kune vanhu vakagadzwa, kunyanya mumamiriro ezvinhu aungatadza kubata zvinhu zvako. Ruzivo urwu runobatsira kuona kuti pfuma yako uye sarudzo dzemari dzinobatwa zvinoenderana nezvido zvako.
Chii chandinofanira kufunga ndisati ndatenga kana kutengesa nzvimbo?
Usati wapinda mumusika wezvivakwa, funga zvinhu zvakaita semamiriro akaita musika iye zvino, kugadzirira kwako mari, rudzi rwenzvimbo inoenderana nezvido zvako, uye zviri pamutemo uye zvemari zvinorehwa nekutengeserana.
Ndeapi matanho akakosha pakutenga nzvimbo?
Matanho akakosha anosanganisira kutsvagisa musika, kuwana mari (pre-approval for a mortgage), kutsvaga chivakwa chinosangana nezvido zvako, kuongorora imba, kuita chinopihwa, uye kupedzisa maitirwo emutemo nezvemari.
Ndeupi rubatsiro rwemari runowanikwa kune vanotanga kutenga imba?
Vatengi venguva yekutanga vanogona kukodzera zvirongwa zvakaita seChekutanga Nguva Mutengi Wemutero Wemutero, Chirongwa cheVatengi Vepamba, uye kusabvisa mutero wekutamisa pfuma. Aya mapurogiramu anogona kupa zvakakosha mari mabhenefiti uye kubatsira kudzikisa mutengo wepamusoro wekutenga imba.
Chii chandinofanira kuita kugadzirira imba yangu kutengeswa?
Kugadzirira imba yako kutengeswa kunosanganisira kudonhedza, kugadzira gadziriso inodiwa kana kuvandudza, uye pamwe nekuisa imba yako kuti iwedzere kufadza kune vangangotenga. Zvakakoshawo kutengera imba yako mutengo nemazvo nekuongorora mamiriro emusika wepanzvimbo.
Ndingaziva sei kukosha kwepfuma yangu?
Kukosha kwepfuma kunogona kutariswa kuburikidza nekuenzanisa musika kuongororwa kunoitwa nehunyanzvi hwezvivakwa kana kuburikidza nehunyanzvi hwekuongorora. Zvinhu zvinotariswa zvinosanganisira nzvimbo yenzvimbo, saizi, mamiriro, uye mitengo yekutengesa yezvivakwa zvakafanana munharaunda yako.
Ndezvipi zvinodiwa nemutemo pakutengesa nzvimbo?
Zvinodiwa nemutemo zvinosanganisira kupa zita rakajeka kumudziyo, kuburitsa pachena hurema hunozivikanwa, uye kusangana nezvisungo zviri pasi pemitemo yenzvimbo yezvivakwa. Mune strata zvivakwa, kumwe kuburitswa pachena nezve strata corporation inogona kudiwa.
Mitero yekuendesa midziyo inoshanda sei?
Mutero wekutamisa pfuma unobhadharwa nemutengi zvichibva pamutengo wakanaka wemusika wenzvimbo panguva yekutenga. Pane kuregererwa uye kudzikiswa kunowanikwa kune vamwe vatengi, sevanotenga imba kekutanga.
Ndedzipi dzakasarudzika kufunga kana uchitenga kana kutengesa strata pfuma?
Vatengi nevatengesi vezvivakwa zve strata vanofanirwa kufunga nezve mubhadharo we strata, hutano hwemari hwekambani ye strata, mitemo uye zvirambidzo, uye chero mitero iri kuuya kana ongororo. Vatengesi vanofanirwa kuburitsa ruzivo rwakakwana, sekugoverwa kwenzvimbo dzekupaka uye makiyi ekuchengetera.
Iyo Real Estate Services Act inodzivirira sei vatengi?
Iyo Real Estate Services Act inopa hurongwa hwekutonga kune indasitiri yezvivakwa, kuve nechokwadi chekuti vashandi vezvivakwa vanoita mune zvakanakira vatengi vavo uye vanotevedzera maitiro ehunyanzvi ekuita, nekudaro vachidzivirira vatengi kubva kumaitiro asina kunaka.
Ndinogona kukanzura kupihwa kwangu kutenga nzvimbo?
Muna BC, vatengi vane nguva yekudzikisira yemazuva matatu mushure mekupihwa kwavo kugamuchirwa kune mamwe marudzi ekutenga nzvimbo dzekugara, zvichivabvumira kuti vachinje pfungwa dzavo pamubhadharo. Izvi hazvishande kune ese ezvivakwa kutengeserana, saka zvakakosha kuti unzwisise chaiwo mamiriro uye kuregererwa.
Pax Law inogona kukubatsira!
Magweta edu ezvekubuda kwevanhu munyika uye vanachipangamazano vanoda, vakagadzirira, uye vanokwanisa kukubatsira. Ndapota shanyira yedu peji rekutsvaga rekugadzwa kuita nguva nemumwe wemagweta edu kana vanachipangamazano; neimwe nzira, unogona kufonera mahofisi edu pa + 1-604-767-9529.
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