AmaGqwetha amaBango amaNcinane eVancouver

Ngaba uyalifuna igqwetha lamabango amancinane ukuze ujongane nengxabano?

Amagqwetha amaBango amaNcinane ePax Law angakunceda ngenkqubo yomthetho yamaBango amaNcinane eNkundleni.

Siyazingca ngezenzo zethu zokuhlawula ekuhleni, kubathengi bethu kunye nembali ekumgangatho ophezulu, kunye nokukwazi kwethu ukumela abathengi bethu ngokufanelekileyo enkundleni.

Amagqwetha eNkundla yamaBango amaNcinane kwaPax Law angakunceda ngoku:

Ukuqala isenzo samabango amancinci.
Ukuphendula kwisenzo samabango amancinci.
Ukufakela ibango eliphikisayo.
Ukulungiselela kunye nokuzimasa kwinkomfa yolungiso.
Ukulungiswa kunye nenkonzo ye-binder yolingo.
Ukumelwa kwetyala.

Zonke iinkonzo zethu zenkundla yamabango amancinane ziyafumaneka zombini ngokwendlela yesiqhelo, ifomathi yogcino lweyure kunye nefomathi yentlawulo yala maxesha, emiselweyo.

isilumkiso: Ulwazi olukweli phepha lubonelelwe ngokuNcedisa uMfundi kwaye aluthathi ndawo yeNgcebiso yezoMthetho kwiGqwetha eliQelekileyo.

Ulawulo lweNkundla yamaBango amaNcinane

Iingxabano zixabisa phakathi kwe-$5,000 - 35,000

Iingxabano zeSivumelwano

Iingxabano neeNgcali

Amatyala kunye neNgqokelela ibalulekile

Imiba yeNkundla yamaBango amaNcinane

Iingxabano ezingaphezu kwe-35,000 yeedola okanye ngaphantsi kwe-5,000 yeedola

IiNkundla zomthetho zokunyelisa kunye nokunyelisa

Imiba yeNdawo yokuHlala

Utshutshiso olulunya

Inkundla yamabango encinci ayiyonkundla yolawulo lwendalo. Ke ngoko, kukho imiba ongenakukwazi ukujongana nayo kumabango amancinci.

Eyona miba iqaphelekayo apho iNkundla yamaBango amaNcinane ingenalo igunya lolawulo ngala mabango anexabiso lemali elingaphezulu kwe-$35,000, okanye amabango anexabiso elingaphantsi kwe-$5,000. Ngapha koko, ukuba ibango lakho limalunga nokunyelisa, ukunyelisa, kunye nokutshutshiswa okukhohlakeleyo.

Ngawaphi amabango adla ngokubonwa kwiNkundla yamaBango amaNcinane?

Nangona kunjalo, ngaphaya kolawulo lwenkundla yamabango amancinci, kubalulekile ukuqwalasela ukuba ngawaphi amabango adla ngokuziswa phambi kwejaji yenkundla yamabango amancinci. Abagwebi benkundla yamabango amancinane baya kuqhelana namabango adla ngokuziswa phambi kwabo kwaye banokuwasombulula ngendlela eqikelelwayo.

Inkundla yamabango amancinci idla ngokujongana noku kulandelayo:

Amatyala oKwakha/oKontraka
Amatyala ngaMatyala Angekahlawulwa
Amatyala phezu kwePropati yoBuqu

Izenzo zoNzakalo zoMntu ezincinci
Amabango oBuqhetseba
Ukwaphulwa kwamatyala eKhontrakthi

Ngawaphi amaNqanaba eNtshukumo yamaBango amaNcinane?

Inqanaba lokuNceda

Iiplaintiffs

Abakhuseli

Ukuba abamangalelwa abafaki impendulo kwibango ngexesha elifunekayo, abamangali banokufaka isicelo kwinkundla ukuba bafumane isigwebo esingagqibekanga.

INkomfa yokuHlaliswa

Emva kokuba zonke izicelo zifakwe kwaye zinikezelwe, amaqela kufuneka alinde inkundla yamabango amancinci ukuba icwangcise inkomfa yokulungisa. Iirejista ezahlukeneyo zinexesha labo, kodwa ngokomyinge, inkomfa yolungiso iya kwenzeka kwiinyanga ezi-3 ukuya kwezi-6 emva kokuba izibongozo zifakwe kwaye zinikezelwe.

Kwinkomfa yolungiso, amaqela aya kuhlangana ngokungekho sikweni nejaji yenkundla ukuze axoxe ngetyala. Ijaji iya kuzama ukulamla uxolo phakathi kwamaqela.

Ukuba ukuxazulula akunakwenzeka, ijaji iya kuthetha malunga namaqela ngamaxwebhu abo kunye namangqina ekuxoxweni. Amaqela aya kuyalelwa ukuba enze izibophelelo zamaxwebhu, kubandakanywa noxwebhu ngalunye abazimisele ukuthembela kulo ekuchotshelweni kwetyala kwaye batshintshiselane ngaloo maxwebhu ngomhla othile. Amaqela asenokuyalelwa ukuba atshintshiselane ngeengxelo zamangqina.

Emva kwenkomfa yolungiso, amaqela kuya kufuneka aye enkundleni ngosuku olwahlukileyo ukuze abeke ityala.

Document Binder Exchange

Amaqela kuya kufuneka aqokelele onke amaxwebhu awo kwaye awalungelelanise abe ngabadibanisi. Abadibanisi kuya kufuneka bahanjiswe kwelinye iqela ngaphambi komhla wokugqibela onikwe kwinkomfa yolungiso.

Ukuba izibophelelo zoxwebhu azitshintshi ngexesha, amaqela aya kufuneka afake isicelo kwinkundla yomyalelo ovumela ukuba batshintshe izibophelelo ngosuku olwahlukileyo.

Iqela aliyi kukwazi ukuxhomekeka kulo naluphi na uxwebhu olwalungabandakanywanga kwisibophelelo soxwebhu lwalo ekuchotshelweni kwetyala.

ityala

Ngexesha lovavanyo olucwangcisiweyo, amaqela anokuthi:

Ukuvela enkundleni kwaye buqu ubungqina njengengqina.
Biza abanye abantu ukuba banike ubungqina njengamangqina.
Phonononga amangqina elinye iqela.
Nikeza amaxwebhu enkundleni kwaye uwafake kwirekhodi njengemiboniso.
Yenza iingxoxo ezisemthethweni neziyinyaniso malunga nokuba kutheni inkundla kufuneka ibanike umyalelo abawufunayo.

Uvavanyo lwaphambi kokuvavanywa kunye nezicelo zasemva kovavanyo

Ngokusekelwe kwityala lakho, kungafuneka wenze isicelo enkundleni phambi okanye emva kwetyala. Umzekelo, ungenza isicelo sesigwebo esingagqibekanga ukuba ummangalelwa wakho akafakanga mpendulo kwisaziso sakho sebango.

Ingaba yimalini ukuqesha iGqwetha lamaBango amaNcinci?

Amagqwetha ngokubanzi ahlawula ngenye yeendlela ezintathu:

Ngeyure

Igqwetha lihlawulwa ngokwexesha elilichithayo kwifayile.
Ifuna imali egciniweyo ehlawulwe kwigqwetha phambi kokuba kwenziwe nawuphi na umsebenzi.
Imingcipheko yesimangalo ithwalwa ikakhulu ngumthengi.
Umxhasi akazazi iindleko zesimangalo ekuqaleni kwetyala.

Ukuqhubela phambili

Igqwetha lihlawulwa ipesenti yemali ephumelele umxhasi enkundleni.
Ayifuni mali ihlawulwe kwigqwetha kwasekuqaleni.
Umngcipheko wegqwetha kodwa umngcipheko omncinci kumxhasi.
Umxhasi akazazi iindleko zesimangalo ekuqaleni kwetyala.

Block-Intlawulo

Igqwetha lihlawulwa umrhumo omiselweyo ekuvunyelwene ngawo ekuqaleni.
Ifuna imali egciniweyo ukuba ihlawulwe kwigqwetha phambi kokuba nawuphi na umsebenzi wenziwe.
Bobabini umxhasi kunye negqwetha banomngcipheko wokumangala
Umxhasi uyazazi iindleko zesimangalo ekuqaleni kwetyala.

Amagqwetha amabango amancinane e-Pax Law anokukunceda ngeyure okanye umrhumo omiselweyo. Isishwankathelo esiqhelekileyo seshedyuli yethu yomrhumo osisigxina sibekwe kwitheyibhile engaphaya kweli candelo.

Nceda uqaphele ukuba le theyibhile ingezantsi ayizibandakanyi iindleko zazo naziphi na iintlawulo (iindleko eziphuma epokothweni ezihlawulwe egameni lakho, ezinjengokufayila okanye iintlawulo zenkonzo).

Imirhumo echazwe ngezantsi iyasebenza kumanyathelo aqhelekileyo amabango amancinci. Sinelungelo lokubiza imirhumo eyahlukeneyo emiselweyo ngokusekelwe kububunzima betyala lakho.

Amagqwetha ethu angakunika ikowuti esisigxina yomsebenzi wakho kwintlanganiso yakho yokuqala nathi.

inkonzo	Umrhumo*	inkcazelo
UYilo lweSaziso seBango	$800	-Siza kudibana nawe ukujonga amaxwebhu akho kwaye siqonde imeko yakho. – Siza kuyila isaziso sebango egameni lakho. – Esi sicatshulwa asibandakanyi ukufaka isaziso sebango kuwe okanye ukusihambisa. Intlawulo eyongezelelweyo iya kusebenza ukuba uyasiyalela ukuba sifayilishe okanye sihambise uxwebhu.
Ukuyila impendulo kwiBango okanye kwi-Countercliam	$800	-Siza kudibana nawe ukujonga amaxwebhu akho, kubandakanya naziphi na izibongozo ezinikezelwe kuwe. -Siza kuxoxa ngetyala ukuze siqonde isikhundla sakho. – Siya kuyila impendulo kwisaziso sebango egameni lakho. – Esi sicatshulwa asibandakanyi ukufaka impendulo kwisaziso sebango lakho. Intlawulo eyongezelelweyo iya kusebenza ukuba uyasiyalela ukuba sifayilishe uxwebhu.
Ukuyila impendulo kwiBango kunye nokuChasa ibango	$1,200	-Siza kudibana nawe ukujonga amaxwebhu akho, kubandakanya naziphi na izibongozo ezinikezelwe kuwe. - Siza kuxoxa ngetyala ukuze siqonde ityala lakho. -Siza kuyila impendulo kwisaziso sebango kunye nebango eliphikisayo egameni lakho. – Esi sicatshulwa asibandakanyi ukufaka impendulo kwisaziso sebango lakho. Intlawulo eyongezelelweyo iya kusebenza ukuba uyasiyalela ukuba sifayilishe uxwebhu.
Ukulungiselela kunye nokuBakho: iNkomfa yokuHlaliswa	$1,000	-Siza kudibana nawe ukuze siqonde ityala lakho kunye nezibongozo. - Siza kukunceda ngokuqulunqa amaxwebhu omele uwangenise enkundleni yenkomfa yokusombulula. -Siza kuzimasa inkomfa yolungiso kunye nawe, kwaye sikumele ngexesha layo. – Ukuba umcimbi awuzinziswanga, siya kuzimasa kwinkundla yokucwangcisa kwaye sibeke umhla wetyala.
Ukulungiswa kunye neNkonzo yeSibophelelo soXwebhu (ngokuxhomekeke kulungiselelo lwamaxwebhu nguwe)	$800	– Siza kuphonononga amaxwebhu oceba ukuwangenisa enkundleni kwaye sikucebise ngokwanela kwawo, nokuba kukho nawaphi na amaxwebhu ongezelelweyo afunekayo. -Siza kukulungiselela izibophelelo ezi-4 ezifanayo zesilingo sakho. – Le nkonzo ayibandakanyi inkonzo yesibophelelo solingo seqela elichasayo.
Uvavanyo lweMiba oluxabisa i-$ 10,000 - i-$ 20,000	$3,000	-Amalungiselelo, ukubakho, kunye nokumelwa kwakho kwityala lakho elincinci lamabango. – Lo mrhumo uxhomekeke kubude betyala njengoko kucwangciswe ukuba ibe ziintsuku ezimbini okanye ngaphantsi.
Uvavanyo lweMiba oluxabisa i-$ 20,000 - i-$ 30,000	$3,500	-Amalungiselelo, ukubakho, kunye nokumelwa kwakho kwityala lakho elincinci lamabango. – Lo mrhumo uxhomekeke kubude betyala njengoko kucwangciswe ukuba ibe ziintsuku ezimbini okanye ngaphantsi.
Uvavanyo lweMiba oluxabisa i-$ 30,000 - i-$ 35,000	$4,000	-Amalungiselelo, ukubakho, kunye nokumelwa kwakho kwityala lakho elincinci lamabango. – Lo mrhumo uxhomekeke kubude betyala njengoko kucwangciswe ukuba ibe ziintsuku ezimbini okanye ngaphantsi.
Izicelo eziPhambi kweNkundla kunye nezinye izikhalazo	$ 800 - $ 2,000	– Umrhumo ochanekileyo oza kuthethathethwana naye ngokwesiseko sohlobo lomcimbi wakho. – Izicelo kunye nokubonakala okunokuthi kuwele phantsi kolu didi zizicelo zokubeka bucala izigwebo zokusilela, ukuguqula eminye imiyalelo yenkundla, ukumisa imihla yenkundla, kunye nokuxoxwa kwentlawulo.

* I-12% ye-GST kunye ne-PST iya kuhlawuliswa ukongeza kwimirhumo ekule theyibhile.

Ngaba ndiyalifuna iGqwetha leNkundla yamaBango amaNcinane?

Hayi.

Ukuba uzimisele kwaye uyakwazi uku:

Zinike ixesha kunye nomzamo wokufunda imithetho yenkundla yamabango amancinci;
Yima kubhaliso oluncinci lwamabango olawulo lwakho rhoqo njengoko kufuneka ukuqhubela phambili ityala lakho; kwaye
Funda kwaye uqonde imibhalo yezomthetho entsonkothileyo.

Emva koko, ungazimela ngokufanelekileyo kwinkundla yamabango amancinci. Nangona kunjalo, ukuba awunazo ezi mpawu zingentla, sicebisa ngokuchasene nokuzibonakalisa enkundleni.

Ukuba uzimele kwaye uphulukane netyala lakho ngenxa yempazamo, ukungaqondi, okanye ukungaqondi kakuhle, awuyi kukwazi ukufaka ibango lokuswela iingcebiso kwigqwetha elincinci lamabango njengesizathu sokubhena ilahleko.

Imibuzo ebuzwa rhoqo (FAQs)

Ngaba ndiyalidinga igqwetha lenkundla yamabango amancinci?

Ukuba uzimisele kwaye ukwazi ukuchitha ixesha elininzi ufunda ngemithetho yenkundla kunye nomthetho, ungazimela kwinkundla yamabango amancinci. Nangona kunjalo, sicebisa ukuba uthethe negqwetha eliqeqeshiweyo ngaphambi kokuba uthathe isigqibo sokuzimela.

Yimalini iNkundla yamaBango amaNcinane e-BC?

Inkundla yamabango amancinci kwi-BC ijongana neengxabano ezithile malunga neemali eziphakathi kwe-5,001 ye-$ 35,000.

Ndimsa njani umntu kwiNkundla yamaBango amaNcinane?

Ungaqalisa inyathelo lamaBango amaNcinane ngokuyila isaziso sebango uze usifake, ecaleni kwedilesi yefomu yenkonzo, kwindawo yobhaliso yeNkundla yamaBango amaNcinane.

Yeyiphi eyona mali iphezulu yeNkundla yamaBango amaNcinane?

Ngo-BC, ubuninzi bemali onokuthi ubange ngayo kwiNkundla yamaBango amaNcinane yi-$35,000.

Ithini iNkqubo yeNkundla yamaBango amaNcinane?

Imigaqo yenkqubo yeNkundla yamaBango amaNcinane inzima kwaye inde, kodwa ungafumana uluhlu lwayo yonke imithetho kwiwebhusayithi karhulumente wephondo ku: Imithetho yamaBango amaNcinane.

Ungacela iintlawulo zegqwetha lakho/iindleko zomthetho kwiNkundla yamaBango amaNcinane?

Hayi. EBritish Columbia, awunakucela iindleko zakho zomthetho kwiNkundla yamaBango amaNcinane. Nangona kunjalo, inkundla inokukunika iindleko zakho ezifanelekileyo ezifana neemali zokuguqulela, iimali zokuposa, njalo njalo.

Yimalini imirhumo yamagqwetha eNkundla yamaBango amaNcinane?

Igqwetha ngalinye lizibekela iintlawulo zalo. Nangona kunjalo, uMthetho wePax uneshedyuli emiselweyo yomrhumo wamanyathelo amancinci onokuthi ujonge kwiwebhusayithi yethu.

Ngaba ndingafaka isimangalo kwiNkundla yamaBango amaNcinane kwi-Intanethi?

Hayi. Kuphela ngamagqwetha anokufaka amaxwebhu eNkundla yamaBango amaNcinane kwi-Intanethi. Nangona kunjalo, ungaqalisa ityala le-intanethi ngeemali ezingaphantsi kwe-5,000 yeedola kwiNkundla yeSigqibo soLuntu.

Ngaba ummeli wangaphambili angandimela kwiNkundla yamaBango amaNcinane?

Hayi. Ngo-2023, ngamagqwetha kuphela anokukumela enkundleni yaseBritish Columbia. Nangona kunjalo, ukuba unalo igqwetha, banokuthumela igqwetha elichongiweyo elisebenza ukuba lizimase kumatyala athile enkundla egameni labo.

Ndingamsa umqeshi wam kwiNkundla yamaBango amaNcinane ngerente engahlawulwanga?

Hayi. Okokuqala kufuneka uqalise isenzo sesebe lendawo yokuhlala kwaye ufumane iodolo yeRTB yerenti engahlawulwanga. Ungawunyanzelisa loo myalelo kwiNkundla yamaBango amaNcinane.

Zithini iindleko zokufaka ibango kwiNkundla yamaBango amaNcinane?

Intlawulo yokufaka amabango amaNcinci angaphezulu kwe-$3,000 zezi:
1. Isaziso sebango: $156
2. Phendula kwisaziso sebango: $50
3. Ukuphikisa: $156

Ndimsa njani umntu kwiNkundla yamaBango amaNcinane e-BC?

Lungiselela iSaziso seBango

Kufuneka ulungiselele isaziso sebango usebenzisa iifom inikwe yiNkundla yePhondo yaseBritish Columbia.

Isaziso seFayile seBango kunye nedilesi yeFomu yeNkonzo

Kufuneka ufake isaziso sakho sebango kunye nedilesi yefomu yenkonzo kwindawo yokubhalisa amabango amancinane akufuphi nalapho ahlala khona ummangalelwa okanye apho intengiselwano okanye isiganeko esibangele ingxabano yenzeka.