Ukwahlukana okanye uqhawulo-mtshato lunokuba lucelomngeni kunye namava akhathazayo ngokweemvakalelo kuso nasiphi na isibini. Ngaphandle kokuphazamiseka ngokweemvakalelo, kukwakho nemibandela yemali efuna ukulungiswa, kuquka ukwahlulwahlulwa kwempahla namatyala. KwiBritish Columbia (BC), ukuqonda uxanduva lwasemva kokwahlulwa malunga namatyala kubalulekile ukuze kuqinisekiswe isisombululo esinobulungisa nesinobulungisa. Eli nqaku lijolise ekukhanyeni kwiinkalo ezahlukeneyo zoxanduva lwamatyala emva kokwahlukana kwi-BC, ukubonelela ngesikhokelo esibanzi kubantu abahamba ngale nkqubo intsonkothileyo.
Isiqulatho
Ukuqonda uxanduva lwasemva kokwahlula kwi-BC
Xa isibini sithatha isigqibo sokwahlukana ngo-BC, akufunekanga nje ukuba sahlule izinto zabo kodwa kunye namatyala abo. Kubalulekile ukuqonda ukuba amatyala afunyenwe ngexesha lobudlelwane athathwa ngokuba ngamatyala adityanisiweyo, kungakhathaliseki ukuba igama likabani na kwimali mboleko okanye ikhadi letyala. Oku kuthetha ukuba omabini amaqabane anoxanduva ngokulinganayo kula matyala, nasemva kokwahlukana. Kubalulekile ukuqaphela ukuba lo mgaqo usebenza kumatyala enzelwe iinjongo zentsapho, njengeendleko zekhaya, imfundo yabantwana, okanye iiholide zentsapho. Nangona kunjalo, amatyala enziwe ngenxa yenzuzo yelinye iqabane kuphela, njengemali-mboleko yobuqu okanye amatyala ekhadi letyala, akanakujongwa njengamatyala adibeneyo.
Ukwahlula aMatyala aManyeneyo
Ngo-BC, uMthetho woMthetho woSapho ubonelela ngezikhokelo zokwahlula amatyala adityanisiweyo phakathi kwamaqabane awohlulayo. Umgaqo jikelele kukwahlula la matyala ngokulinganayo, ngaphandle kokuba kukho izizathu ezibambekayo zokutenxa kule ndlela. Kuyacetyiswa ukuba omabini amaqabane axoxe kwaye athethathethane ngolwahlulo olufanelekileyo lwamatyala adibeneyo, kuqwalaselwe izinto ezifana nomvuzo womntu ngamnye, ukukwazi ukuhlawula, kunye neemeko zemali zizonke. Ukuba isivumelwano asinakufikelelwa, inkundla inokungenelela ize igqibe ngendlela amatyala afanele ahlulwe ngayo ngokusekelwe kwizinto ezahlukahlukeneyo, kuquka iminikelo yemali yeqabane ngalinye ngexesha lobudlelwane.
Ukuzikhusela Kumatyala Asemva Kokwahlukana
Ukuzikhusela kumatyala anokubakho emva kokwahlukana, kubalulekile ukuba uthathe amanyathelo asebenzayo ngexesha lenkqubo yokwahlukana. Okokuqala, kuyacetyiswa ukuba uvale naliphi na ikhadi letyala elidityanisiweyo okanye ii-akhawunti zemali-mboleko ukuthintela ukwanda kwamatyala. Ukwazisa abatyalwayo malunga nokwahlulwa kunye nokucela ukususwa njengomnini-akhawunti odibeneyo kubalulekile ukunqanda ukuthwalwa uxanduva lwawo nawaphi na amatyala amatsha angenwe liqabane lakho langaphambili. Okwesibini, kubalulekile ukubeka esweni ingxelo yakho yetyala rhoqo ukuqinisekisa ukuba akukho matyala matsha aqokelelwayo phantsi kwegama lakho. Oku kunokunceda ukuchonga nayiphi na imisebenzi engagunyaziswanga okanye yobuqhophololo kwaye ikuvumela ukuba uthathe amanyathelo afanelekileyo ngokukhawuleza.
Ukufuna iNgcebiso yoMthetho
Ukuhamba ngobunzima bamatyala asemva kokuhlukana kunokuba nzima, ngakumbi xa iimvakalelo zihamba phezulu. Ukufuna ingcebiso yezomthetho kwigqwetha losapho elinamava kumthetho wosapho we-BC kuyacetyiswa kakhulu. Igqwetha elinolwazi linokunika isikhokelo, lincede uthethathethwano ngolwahlulo lwamatyala afanelekileyo, kwaye liqinisekise ukuba amalungelo akho akhuselwe kuyo yonke le nkqubo. Bangakwazi kwakhona ukuncedisa ekuqulunqeni isivumelwano sokwahlukana esibophelela ngokusemthethweni esichaza ngokucacileyo uxanduva kunye nezibophelelo zeqabane ngalinye malunga namatyala, ukubonelela ngesiseko esiluqilima sesisombululo esifanelekileyo.
Ukuqhawula amatyala eentsapho emva kokwahlukana ngumba obalulekileyo wokuqhubela phambili ngendlela enobulungisa nelinganayo. Ukuqonda uxanduva lwasemva kokwahlukana malunga namatyala e-BC kubalulekile ukukhusela impilo-ntle yakho yezemali kunye nokuqinisekisa inguqu egudileyo kwisahluko esitsha sobomi bakho. Ngokuziqhelanisa nezikhokelo zokwahlula amatyala adibeneyo, ukuthatha amanyathelo okuzikhusela, kunye nokufuna ingcebiso yezomthetho xa kuyimfuneko, unokujonga le nkqubo intsonkothileyo ngokuzithemba kwaye ufezekise isigqibo esifanelekileyo kumacala omabini abandakanyekayo.
Esi sithuba asenzelwanga njengengcebiso yezomthetho, nceda uqhagamshelane ne igqwetha malunga nemeko yakho.
Kwi-BC, izibini zinoxanduva lokwahlula kuphela ii-asethi zabo kodwa kunye namatyala abo emva kokwahlukana. Ngokuqhelekileyo, amatyala afunyenwe ngexesha lobudlelwane ajongwa ngokudibeneyo, nokuba igama lomlingani omnye kuphela kwi-akhawunti.
Akunjalo. Amatyala enzelwe iinjongo zentsapho, njengeendleko zekhaya okanye imfundo yabantwana, adla ngokujongwa njengembumba. Noko ke, amatyala obuqu ebengeyongenelo yentsapho asenokungajongwa njengembumba.
Phantsi koMthetho woSapho, amatyala adityanisiweyo adla ngokwahlulwa ngokulinganayo phakathi kwamaqabane awohlulayo ngaphandle kokuba kukho izizathu ezibambekayo zokuwahlula ngokwahlukileyo, njengomahluko omkhulu womvuzo okanye iimeko ezithile.
Ukuba elinye iqabane liyala ukuhlawula inxalenye yalo yamatyala adityanisiweyo, elinye iqabane lisenokuba noxanduva ngababolekisi. Nangona kunjalo, iqabane elingahlawuliyo lisenokusiwa enkundleni ukuze lisombulule ulwahlulo lwamatyala.
Ewe, ukuba amaqabane akakwazi ukuvumelana ngendlela yokwahlula amatyala, inkundla inokungenelela. Inkundla iya kuqwalasela iimeko ezifana nemeko yezemali yeqabane ngalinye kunye negalelo labo kwimali yosapho.
Ukuze uzikhusele, vala ikhadi letyala elidityanisiweyo okanye ii-akhawunti zemali-mboleko, wazise abatyalwayo ngokuhlukana, ucele ukususwa njengomnini-akhawunti odibeneyo, kwaye ubeke iliso kwingxelo yakho yetyala rhoqo.
Ukuvala ii-akhawunti ezidityanisiweyo kunceda ukuthintela iqabane lakho langaphambili ekuqokeleleni amatyala amaninzi egameni lakho, osenokuba usenoxanduva.
Kufuneka uthumele isaziso esibhaliweyo kubabolekisi bakho esichaza ukwahlulwa kunye nokucela ukususwa kwii-akhawunti ezidibeneyo okanye iimali-mboleko. Oku kunciphisa uxanduva lwakho kumatyala exesha elizayo owenziwe liqabane lakho langaphambili.
Ukuba awuyijongi ingxelo yakho yetyala, ityala elingagunyaziswanga okanye lobuqhophololo linokuthi liqokelele egameni lakho, elinokuthi libe nefuthe elibi kwinqaku lakho letyala kunye nokuzinza kwezemali.
Ngelixa ukusilela kukwahlulwahlulwa ngokulinganayo kwamatyala, inkundla okanye amaqabane ngokwawo angavumelana kwilungiselelo elahlukileyo elisekelwe kwizinto ezifana nomvuzo, iminikelo yemali, okanye iimeko zetyala.
Igqwetha losapho linokunika isikhokelo somthetho, lincedise ekuthetheni ulwahlulo lwamatyala, kwaye lincedise ekuyileni isivumelwano sokwahlukana esichaza ngokucacileyo uxanduva lweqabane ngalinye malunga namatyala.
Isivumelwano sokwahlula luxwebhu olubophelelayo ngokusemthethweni oluchaza indlela ii-asethi namatyala aya kwahlulwa ngayo. Inceda ukuphepha iingxabano ezizayo ngokuchaza ngokucacileyo uxanduva lweqabane ngalinye.
Awunakuba noxanduva lwamatyala enziwe kuphela kwinzuzo yowayesakuba liqabane lakho, njengemali-mboleko yobuqu okanye amatyala ekhadi letyala anganxulumananga neendleko zosapho.
Khawuleza ujonge ingxelo yakho yetyala, wazise abatyalwayo, kwaye ufune iingcebiso zomthetho. Ukwenza ngokukhawuleza kunokunceda ukukhusela impilo yakho yezemali kunye nokusombulula naziphi na iintlawulo ezingagunyaziswanga.
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