A Power of Attorney ndi chikalata chovomerezeka chomwe chimalola munthu wina kuyang'anira ndalama zanu ndi katundu wanu m'malo mwanu. Cholinga cha chikalatachi ndi kuteteza ndi kuteteza katundu wanu ndi zosankha zina zofunika ngati mwadzidzidzi simungathe kutero m'tsogolomu. Ku Canada, munthu amene mumamupatsa ulamulirowo amatchedwa "loya", koma sayenera kukhala loya.
Kusankha loya kungakhale chisankho chofunikira, kukonzekera nthawi yomwe mungafunikire kuthandizidwa kuyang'anira zochitika zanu. Munthu amene mwamusankha adzakuyimirani kwa ena pamene simungathe, pazochitika zonse zomwe mwawalola kuchita. Maudindo omwe amaperekedwa kwa loya ku Canada ndi monga kugulitsa katundu, kusonkhanitsa ngongole, ndi kuyang'anira mabizinesi.
Mitundu ya Mphamvu za Attorney (PoA) zomwe zimagwiritsidwa ntchito ku Canada
1. Mphamvu zonse za loya
General Power of Attorney ndi chikalata chovomerezeka chololeza loya wanu pazachuma kapena katundu wanu. Loya ali ndi mphamvu zonse zoyendetsera chuma chanu ndi katundu wanu m'malo mwanu kwakanthawi - pokhapo ngati mutha kuyendetsa bwino nkhani zanu.
Ulamuliro umenewu umatha ngati mutafa kapena simunathe kuyendetsa bwino zinthu zanu. Woyimira milandu wamba nthawi zambiri amagwiritsidwa ntchito m'mabizinesi kapena pazifukwa zosakhalitsa. Zitha kungokhala ndi ntchito zingapo, monga kugulitsa malo kapena kuyang'anira ndalama zogulira katundu.
2. Mphamvu yokhazikika / yopitilira yoyimira mlandu
Chikalata chalamulochi chimapereka mphamvu kwa loya wanu kuti apitirizebe kuchitapo kanthu m'malo mwanu ngati mwalephera kuyendetsa bwino ndalama ndi katundu wanu. Woyimira milandu yemwe mumamusankha amakhala ndi mphamvu zochitira zinthu ngati simutha kulankhulana kapena mukulephera kuganiza bwino.
Monga tafotokozera m'chikalatacho, loya atha kukhala ndi mphamvu pazonse kapena gawo lazachuma ndi katundu wanu. Mikhalidwe ina ingathenso kulola kukhala ndi mphamvu yosatha ya loya kuti iyambe kugwira ntchito pokhapokha mutakhala kuti mulibe nzeru. Izi zikutanthauza kuti sangakhale ndi ulamuliro pazachuma kapena katundu wanu mukadali okhoza kuyendetsa zinthu zanu.
Pa Sept. 1, 2011, kusintha kwa Mphamvu ya Attorney Act ku British Columbia zinayamba kugwira ntchito. Ntchito yatsopanoyi idabwera ndi kusintha kwakukulu pamalamulo okhazikika azamalamulo. Zolemba zonse zamphamvu za loya zomwe zasainidwa ku British Columbia ziyenera kumvera lamulo latsopanoli.
Lamulo latsopanoli limakupatsani mwayi wopanga mphamvu zoyimira milandu ndi ntchito ndi mphamvu zenizeni, malire paulamuliro, maudindo owerengera ndalama, ndi malamulo apadera amphamvu za loya wokhudzana ndi malo ogulitsa nyumba.
Kodi Mungasankhe Ndani Kukhala Loya Wanu?
Mutha kusankha munthu aliyense kukhala woyimira mlandu wanu malinga ngati ali ndi malingaliro abwino. Nthawi zambiri anthu amasankha munthu yemwe amamudziwa kuti akhoza kuchita zomwe zikuwakomera. Ameneyu angakhale mwamuna kapena mkazi, wachibale, kapena bwenzi lapamtima.
Zofunikira zoyenerera kukhala loya woyimira milandu nthawi zambiri zimasiyana malinga ndi chigawo, choncho nthawi zonse ndi bwino kufunafuna kutanthauzira kwalamulo kuti mutsimikizire malamulo omwe mumayang'anira. Nawa maupangiri angapo okuthandizani kusankha loya wabwino kwambiri:
1. Sankhani munthu amene angathe kusamalira udindowo
Chikalata cha mphamvu ya loya chidzaloleza wina kupanga zisankho zovuta pamene simungathe kuchita mwachidwi. Athanso kupatsidwa ntchito yovomereza kapena kukana njira zofunika zopulumutsira moyo m'malo mwanu.
Loya wanu wa katundu ndi ndalama zanu adzafunikanso kupanga zisankho zofunika kwambiri pazachuma chanu ndi udindo wanu pazamalamulo. Izi zikutanthauza kuti muyenera kukhazikika pa munthu wokhoza komanso womasuka kupanga zisankho zovuta panthawi yomwe ingakhale yovuta.
2. Sankhani munthu wokonzeka kutenga udindo
Posankha loya, imodzi mwa ntchito zofunika kwambiri ndikutsimikizira ngati ali okonzeka kutenga udindowo. Angathe kusamalira udindowo, koma kodi amamvetsetsa ntchito ndi maudindo omwe ali nawo pokhala Loya wanu?
Onetsetsani kuti akudziwa zomwe mukufuna ndipo ali okonzeka kuyankha munthawi zovuta kwambiri. Kumbukirani kuti mudzakhalapo kuti mudzakumane ndi zotsatira za kulephera kulikonse kwa loya wanu
3. Sankhani munthu woyenerera kukhala loya wanu
Maboma aku Canada amafuna kuti munthu akhale wopitilira zaka zambiri kuti akhale loya. Ontario ndi Alberta amafuna akuluakulu azaka 18 ndi kupitilira apo, pomwe British Columbia imafuna kuti munthu akhale wazaka 19 kapena kupitilira apo.
Zofunikira zaka zimangokuthandizani kuti muwonetsere kuti mukuimiridwa ndi munthu wamkulu wodalirika. Ngakhale palibe lamulo loti loya wanu akhale nzika ya ku Canada, ndi bwino kusankha munthu amene mungakumane naye kuti achitepo kanthu mwamsanga.
Kusayina
Mphamvu ya loya imayamba kugwira ntchito mukangosaina kapena tsiku linalake lomwe mwaphatikiza mu chikalatacho. Mwa zina zofunika, muyenera kukhala wowongoka m'maganizo kuti kusaina kwa mphamvu iliyonse ya loya kuti kuwoneke kuti ndi yovomerezeka.
Pokhala okhoza m'maganizo, mukuyenera kumvetsetsa ndi kuyamikira zomwe woyimira milandu amachita komanso zotsatira za kupanga chisankho. Chigawo chilichonse ku Canada chili ndi malamulo okhudza zandalama, katundu ndi chisamaliro chaumwini.
Mungafune upangiri wa loya musanasaine mphamvu ya loya kuti muwonetsetse kuti zonse ndi zolondola. Thandizo lazamalamulo lidzakupatsaninso chithunzithunzi chomveka bwino cha zomwe loya wanu adzatha kuchita, momwe mungayang'anire zochita za loya wanu, ndi zomwe mungachite ngati mukufuna kuletsa mphamvu ya loya.
Kusaina Kuyenera Kuchitika Pamaso pa Mboni
Kusaina kwa mphamvu ya woyimira mlandu kumatsatira zomwezo monga wilo yanu yomaliza. Choyamba, mboni ziyenera kukhalapo pamene mukusaina, ndipo ziyenera kusainanso zikalatazo. Anthu omwe amapindula mwachindunji kapena mwanjira ina kuchokera m'chikalatacho sangathe kuchitira umboni kusaina kwa chikalatacho. Iwo akuphatikizapo; loya, mwamuna kapena mkazi wawo, mnzako wamba, mwamuna kapena mkazi wanu ndi aliyense wosakwanitsa zaka zambiri m'chigawo chawo.
Mutha kusankha mboni ziwiri zomwe zimakwaniritsa zomwe zili pamwambapa, kupatula okhala ku Manitoba. Ndime 11 ya Powers of Attorney Act imapereka mndandanda wa anthu omwe ali oyenera kuchitira umboni kusaina kwa loya ku Manitoba. Izi zikuphatikizapo:
Munthu wolembetsera maukwati ku Manitoba; woweruza kapena woweruza ku Manitoba; dokotala wodziwa bwino ku Manitoba; loya woyenerera kugwira ntchito ku Manitoba; wolembera anthu wa ku Manitoba, kapena wapolisi mu polisi ya tauni ku Manitoba.
Ubwino wokhala ndi mphamvu yoyimira mlandu
1. Zingakupatseni mtendere wamumtima
Kusankha loya kuti akuthandizeni kumapereka mtendere wamumtima podziwa kuti padzakhala wina woti asankhe zinthu zofunika pazachuma chanu, ndalama zanu kapena chithandizo chamankhwala munthawi zosatsimikizika.
2. Imateteza kuchedwa kosafunika panthawi yovuta
Chikalata cha mphamvu ya loya chimatsimikizira kuti loya wanu wosankhidwa akhoza kuchitapo kanthu m'malo mwanu nthawi yomweyo. Izi zichotsa kuchedwa kulikonse pakupanga zisankho ngati mutakhala opanda mphamvu kapena osachita bwino m'maganizo.
Kupanda mphamvu yoyimira malo kapena thanzi lanu ku Canada kumatanthauza kuti wachibale wanu wapamtima nthawi zambiri amayenera kufunsira kuti akhale woyang'anira wanu wosankhidwa ndi khothi. Kuchita zimenezi kungaphatikizepo kuchedwa kosafunikira pamene chosankha chiyenera kupangidwa mwamsanga, ndipo pempholo likhoza kuimira kukakamiza kosintha moyo kwa wokondedwa.
3. Ikhoza kuteteza okondedwa anu
Kusankha loya tsopano kudzachepetsa nkhawa kwa okondedwa anu, omwe sangakhale okonzeka kupanga zisankho zovuta panthawi yovuta. Zimawatetezanso ku khoti kapena kusagwirizana kwa nthawi yaitali chifukwa cha maganizo otsutsana pazigamulo zofunika kwambiri.
Nanga Bwanji Zosankha Zokhudza Zaumoyo ndi Zosamalira Munthu?
Magawo a gawo la Canada amakulolani kulemba zikalata zomwe zimapatsa munthu wina mphamvu yopangira chithandizo chamankhwala ndi zosankha zina zosakhudzana ndi zachuma m'malo mwanu. Ulamuliro wopanga zisankho zimenezi umakhala wovomerezeka pokhapokha ngati mutakhala wosakhoza m’maganizo kudzichitira nokha. Mu BC, chikalata choterocho chimatchedwa mgwirizano woyimira.
Kodi ndingapangebe zisankho ndikapatsa wina PoA?
Ndinu omasuka kupanga zisankho pazachuma ndi katundu wanu malinga ngati muli ndi luso lamalingaliro. Momwemonso, lamulo limakupatsani mwayi wochotsa kapena kusintha mphamvu zanu zaloya bola muli ndi kuthekera kopanga zisankho zamalamulo. Lamulo limalolanso loya wanu wosankhidwa kukana kuchitapo kanthu m'malo mwanu.
Makonzedwe a mphamvu ya loya amasiyana m'chigawo ndi chigawo ku Canada. Zotsatira zake, lamulo lingafunike kuti musinthe zikalata zanu ngati mwaganiza zosamukira.
Ponseponse, ma PoA amabwera ndi chikoka chachikulu pazosankha zanu m'tsogolomu. Malire okha pa mphamvuyi ndikuti woyimira milandu wanu sangathe kusankha woyimira milandu watsopano, kusintha chifuniro chanu, kapena kuwonjezera wopindula watsopano ku inshuwalansi yanu.
Tengera kwina
Mphamvu ya woyimira milandu ndi chikalata chofunikira kwambiri chomwe chimakupatsani mwayi wowongolera zisankho zovuta pamoyo wanu, ngakhale mutakhala kuti mulibe mphamvu. Chikalatacho chimatsimikizira chitetezo cha katundu wanu, chimateteza thanzi lanu lonse komanso chimathandiza kupewa mavuto kwa okondedwa anu. Ganizirani kulankhula ndi loya choyamba kumvetsetsa zoopsa zonse ndi zopindulitsa ndi mawonekedwe oyenera a chikalatacho.
Zida:
Zomwe wachikulire aliyense waku Canada ayenera kudziwa: Mphamvu za loya (zachuma ndi katundu) ndi maakaunti akubanki ophatikizana
Mphamvu ya Attorney Act - RSBC - 1996 Chaputala 370
Manitoba The Powers of Attorney Act CCSM c. p97
Zomwe wachikulire aliyense waku Canada ayenera kudziwa za Powers of Attorney
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